Our Specialities

Our Specialties 

Insurance Consulting:

Fully licensed in health, life, and casualty insurance.   We work independently of any specific companies to help you find the right protections for you and your loved ones.

Retirement Optimization:

Helping you understand and optimize the balance between retirement income, employee benefits, and withdrawals from deferred compensation.

Tax Reduction Strategies:

Taxes are often the biggest expense on a family’s balance sheet.  We can help spot missed deductions and other opportunities for savings in conjunction with your tax professional.

Estate Planning:

Assisting you to create a customized estate plan that balances family protection, asset control, and ongoing flexibility.

Employee Benefits:

Selecting the right benefits offered by your employer is paramount to the success of your financial plan. Because it encompasses many different subject areas, our fully licensed advisors can help you prioritize what is most important to you.

College Planning:

Navigating the expected family contribution, financial aid, and the appeals process.

Healthcare:

Understanding the options and benefits to a variety of healthcare items such as exchange plans, Medicare options, and long-term care insurance.

Wealth Management:

Offering a variety of investment options and platforms customized to your needs.  As an independent firm we do not offer any proprietary options, keeping our advice free of any conflicts of interest.

Special Needs Planning:

Unique challenges require specialized planning to help enhance quality of life while protecting one’s financial freedom.

Business Succession:

Evaluating options for business owners such as buy-sell agreements, installment sales, and other means of business transfers.